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April: Stress Awareness Month

Stress is something many people live with, but it can often feel difficult or impossible to manage. That’s why April has been designated as National Stress Awareness Month. Use this opportunity to address the stressors in your life, and learn how you can limit them. Here are just a few simple tips you can use to relieve stress: Plan out your day and prioritize your tasks. Set realistic daily goals and deadlines. Take steps slowly. Before acting, think about your desired end result so you don’t have to backtrack later. Focus on the things you can control. Lingering on something...

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Vehicle Recalls Reach a Record High

Fifty million vehicles operating in the United States have been recalled due to safety issues, but the National Highway Traffic Safety Administration (NHTSA) estimates that 25% of recalled vehicles are never repaired. That’s why it’s important to be proactive about vehicle recalls. There are two ways to determine if your vehicle has been recalled: Go to the NHTSA’s website, and search for your vehicle identification number (VIN). Your VIN can be found in the corner of your vehicle’s windshield where it meets the dashboard or on the driver’s-side door post. Call your vehicle’s manufacturer and ask about your vehicle....

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Medicare Advantage Can Be Complex for Patients and Providers

At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Many or all of the products featured here are from our partners. Here’s how we make money. By Claire Freeman Learn more about Claire on NerdWallet’s Ask an Advisor Medicare is a federally funded entitlement program for health insurance for people who are age 65 and older, and for some who are under 65 and meet certain criteria.  Since its implementation in 1966, the number of enrollees in Medicare has grown exponentially.  The program has evolved to include more managed care options including Health Maintenance...

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Medical Necessity: Filing Successful Appeals

At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Many or all of the products featured here are from our partners. Here’s how we make money. By Martine Brousse Learn more about Martine on NerdWallet’s Ask an Advisor As noted in an earlier article, “medical necessity” takes on diverse meanings, based on who claims it. Eventually the final word on whether a service is medically necessary rests with your insurance, its guidelines, the terms of your health policy and the documentation supporting your claim. Here are some tips to help you conquer...

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Ask Christina: How Can I Negotiate a Sky-High Ambulance Charge on My Medical Bill?

At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Many or all of the products featured here are from our partners. Here’s how we make money. By NerdWallet Health health finance expert Christina LaMontagne Question: My husband suffered a heart attack when we were on vacation, and I had to call an ambulance. He’s OK now, but we’ve been billed more than $6,000 for his 15-minute ride to the hospital. As it turns out, the ambulance service wasn’t in our health insurer’s network, so they paid only a small portion of...

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